Vehicle Loans

Conventional Vehicle Loans

Conventional loans are what you typically think of when you think of an auto loan: a loan for a vehicle that is secured by the title of the financed vehicle and offers a low, fixed interest rate and a set payment amount for the life of the loan. These car loans are ideal for those looking to purchase automobiles, trucks, or other standard vehicles.

SMARTBuy Vehicle Loans

SMARTBuy is an alternative financing method allowing you to receive the best benefits from leasing and conventional vehicle financing. This program is particularly beneficial for those considering options like lease-to-own for their automobiles.

First-Time Auto Buyer Program

The First-Time Auto Buyer program at Fort Worth City Credit Union is meant to assist our young members without much (if any) credit history get a vehicle at a reasonable rate. This program is tailored for new drivers and college students seeking their first car loan.

Refinance Your Current Vehicle

Did you get the best deal on your auto loan? Bring your auto loan to Fort Worth City Credit Union, and we'll do our best to get you a better interest rate and a lower monthly payment! Refinancing is an excellent option for those with existing car loans looking to reduce their interest rates or monthly payments.

Why Choose Fort Worth City Credit Union for Your Vehicle Loan?

When you choose Fort Worth City Credit Union for your vehicle financing needs, you're not just getting a loan; you're gaining a partner dedicated to helping you succeed. Whether you're purchasing your first car, upgrading to a family SUV, or investing in a recreational vehicle like a boat or RV, our tailored financing solutions are designed to fit your unique needs.

Competitive Rates and Flexible Terms

Our auto loans come with competitive interest rates and flexible repayment terms, ensuring you get a deal that suits your budget. With options for both new and used vehicles, we cater to a wide range of financial situations.

Expert Financial Guidance

Our team of experts is here to provide financial guidance every step of the way. From understanding loan terms to choosing the right payment plan, we're here to help you make informed decisions.

Easy Application Process

Applying for a vehicle loan with us is straightforward and hassle-free. Our online application process is quick, easy, and secure, allowing you to get pre-approved so you can shop for your vehicle with confidence.

Special Programs for Diverse Needs

We understand that everyone's financial journey is different. That's why we offer special programs like the First-Time Auto Buyer Program and options to refinance existing auto loans. We're committed to providing solutions that cater to all members of our community.

Join Fort Worth City Credit Union Today

Experience the difference with Fort Worth City Credit Union. Enjoy personalized service, competitive vehicle loan rates, and a community-focused approach to financing. Apply for your vehicle loan today and take the first step towards owning your dream car, boat, or RV.

*APR = Annual Percentage Rate. APR quoted "as low as" and are subject to change. Must qualify for the lowest rate. Payments on an Auto Loan of $25,000 financed at 4.99% APR for 60 months would be $471.67 per month or $18.86 per $1,000 borrowed. The term of repayment affects the monthly payment obligation. Contact credit union for complete details. This information is not an offer to extend consumer credit as defined by Section 1026 of Regulation Z.