Real Estate


Happy Homebuyers Start Here!

Great Rates. Great Service. Great Results.

Whether you are buying your first home or refinancing your current mortgage, we're here to help - from application to long after closing. We love working with our members to find the perfect loan, and with a wide variety of loan programs to choose from, you’re sure to find one that fits your lifestyle; including FHA, VA, USDA, Conventional, and many more.

  • Mortgage Loans

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    Competitive mortgage rates and flexible terms make it an even sweeter deal! Give us a call at 817.732.2803 or apply online today for your next home loan.

    Click the link below for more information or to apply online, and you can secure a great rate, and get pre-approved in as little as 4 minutes. You will also gain instant access to information about the mortgages we offer, real-time rates, payment calculators, a glossary of terms, and more.

    In order to offer a full suite of mortgage products and services, Fort Worth City Credit Union (NMLS #547601) has a partnership with CU Members Mortgage, a division of Colonial Savings, F.A. (NMLS #401285) and may therefore refer some loan types to them.


    CLICK HERE TO APPLY

    We are a full-service mortgage lender, offering the following benefits:
    • 10, 15, 20, and 30-year fixed rates terms
    • FHA, VA, USDA and Conventional loans
    • Up to 100% financing on VA and USDA loans (subject to underwriting approval)
    • Up to 95% financing on conventional (subject to underwriting approval)
    • Competitive Rates
    • No private mortgage insurance (PMI) requirement
    • 24/7 online application
    • CU Home Advantage - discount program offering realtor rebates and assistance for FWCCU members
    • Mortgage Life and Disability Insurance option

    At Fort Worth City Credit Union, it’s easier than you think to get a home loan! Whether you are purchasing a new home, or refinancing to make improvements to your existing home, our convenient online services and friendly staff can make your dreams become reality sooner than you think.

  • Home Equity

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    USE FORT WORTH CITY CREDIT UNION HOME EQUITY LOANS FOR ANYTHING YOU NEED INCLUDING:

    • Home Improvement
    • New Car Financing
    • Home Remodeling
    • Debt Consolidation
    • Education Financing
    • And much more!

    Borrow up to 80% of the tax-assessed value of your home, minus your first mortgage at a highly competitive rate! An additional benefit of a home equity loan is that the interest you pay may be 100% tax deductible for even greater savings in comparison to other types of loans. Consult your tax advisor for details.

    In order to provide a full suite of mortgage products and services, Fort Worth City Credit Union (NMLS #547601) has a partnership with CU Members Mortgage, a division of Colonial Savings, F.A. (NMLS #401285) and may therefore refer some loan types to them.

Our Real Estate Team: David Clay, Cheryl Garner and Caitlin Bach

Disclosure:  This notice is not a commitment to make a loan or a guaranty that Fort Worth City Credit Union will extend a mortgage loan to you for the interest rates shown. This information is provided as a service to inform you of the possible interest rate for which you may qualify based on the limited information provided by you, other information available to us, and certain assumptions regarding the financial terms of the mortgage loan, which are subject to change between now and the time you apply for a mortgage loan.  This information is not an offer to extend consumer credit as defined by Section 226.2 of Regulation Z.

In order to provide a full suite of mortgage products and services, Fort Worth City Credit Union (NMLS #547601) has a partnership with CU Members Mortgage, a division of Colonial Savings, F.A. (NMLS #401285) and may therefore refer some loan types to them.