High Yield Savings Accounts

Earn More on Your Savings

Your savings should work just as hard as you do. Our High Yield Savings account rewards members who actively use their Fort Worth City Credit Union checking account with a higher return on their savings.

When you meet a few simple monthly requirements, you’ll earn 2% APY* above our regular share savings rate, helping your money grow faster while you continue using the accounts you already rely on. It’s a simple way to turn everyday account activity into better earnings on your savings.

Why High Yield Savings?

  • Higher earnings: Earn 2% APY above our regular share savings rate when requirements are met.

  • Simple requirements: Once you have opened a High Yield Account, just enroll in eStatements and use your debit card.

  • Interest paid monthly: Your savings grow faster.

  • Easy to open: Contact us, visit a branch, or open your High Yield Savings account in digital banking or the mobile app.

How to Earn the High Yield

To receive the high APY each month, simply:

  1. Have or open a FWCCU share and checking account

  2. Make at least 10 debit card transactions during the month

  3. Be enrolled in e-statements

When these requirements are met, your High Yield Savings Account will earn the higher APY for that month. If the requirements aren’t met during a month, the account simply earns the regular share savings rate for that period.

Start Earning More Today

Open your account in digital banking or the mobile app and start earning more on your savings today.

log in to open high yield savings

On the dashboard under your account tiles, click “Add an Account”. Select “Open a subshare”, then select an account type (High Yield Savings). Follow the prompts on the screen.

*DISCLOSURES: APY = Annual Percentage Yield. The High Yield Savings account is available to consumer accounts only and is not available for business accounts. Membership and a Fort Worth City Credit Union Share (savings) account are required. To earn the High Yield Annual Percentage Yield (APY) for a given month, the following requirements must be met during that calendar month: 1) Maintain an active FWCCU checking account, 2) Complete at least ten (10) debit card purchase transactions, and 3) Be enrolled in e-statements. If the monthly requirements are met, the account will earn 2.00% APY above the current regular Share Savings rate for that month. If the requirements are not met, the account will earn the regular Share Savings APY for that period. APY means Annual Percentage Yield and reflects the rate of return on the account. Interest is calculated and paid monthly. Rates are subject to change at any time without notice. This account allows up to three (3) withdrawals per calendar month. A $10 fee applies for each withdrawal after the third withdrawal in the same month. ATM withdrawals are not permitted from this account. This account does not qualify for bonus dividends. Additional terms, conditions, and restrictions may apply. Please contact Fort Worth City Credit Union or refer to the Truth-in-Savings disclosures for full account details.