Holiday Loans: 12 Days of Giving

12 winners. Plenty of holiday cheer.

The holidays come with a long list: gifts, travel, gatherings, meals and plenty of extras you didn't plan for. A Holiday Loan at FWCCU can give your holiday budget a little more breathing room.

With loan amounts up to $10,000 and repayment terms up to 36 months, you can cover your holiday expenses now and spread out the payments over time.

And this year, we're adding a little something extra.

12 Days of Giving

Fund a qualifying Holiday Loan November 1 – December 23 and you'll automatically be entered into FWCCU's 12 Days of Giveaways. No extra forms to fill out.

How it works

1. Apply for a Holiday Loan. Online, by phone at 817.732.2803 or at either of our branches.

2. Fund it between November 1 and December 23. Once your loan is funded, you're entered. That's it.

3. Watch for the unwrap. We'll reveal a new prize and pick a new winner each business day for 12 days, starting December 9.

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The prizes

Gift cards for shopping, gas, groceries, dining and more. Twelve days, twelve prizes, twelve chances for someone to get a little extra holiday surprise.

Fund early for more chances to win!

The sooner your loan is funded, the more daily drawings you're eligible for.

Make your holiday list happen

Whether you're shopping for everyone on your list, heading out of town or getting ready for a house full of family, one loan can help cover it all. Our team is right here in your community, and we're happy to help you find a payment that fits your budget.

Apply today, and you could have a little extra holiday surprise headed your way.

Get Holiday Cash

Rather talk it through? Call us at 817.732.2803 or stop by either branch.

Need more flexibility in your payment plan? Fort Worth Proud Visa Credit Card rates are as low as 10.9% APR and offer a 25-day grace period on purchases, plus low minimum monthly payments. Other benefits include:

  • No annual fee

  • Fee-free balance transfers

  • Fee-free cash advances

  • View and manage your Fort Worth Proud Visa credit card online through digital banking

  • Support the local community with 1% of interest donated quarterly to Cook Children’s Medical Center and the Fort Worth Zoo

Apply online, call or text us at 817.732.2803, or come see us today!



APPLY NOW

Frequently Asked Questions (FAQ’s)

  • FWCCU Holiday Loans are available for up to $10,000, with repayment terms of up to 36 months. Loan amounts and rates are based on credit approval.

  • You must be an FWCCU member to receive a Holiday Loan. Not a member yet? You may be eligible to join! Visit fwccu.org/join-now to learn more about membership and how to get started.

  • Simply fund a qualifying FWCCU Holiday Loan between November 1 and December 23, 2026, and you'll automatically be entered into the giveaways. No additional entry form is needed.

  • We're spreading holiday cheer with 12 giveaways and a total of $750 in prizes, including a $200 grand prize on Christmas Eve!

  • We'll randomly draw one winner from every eligible entry each business day during the 12 Days of Giveaways, leading up to our grand prize drawing on December 24, 2026.

  • Yes! Once your qualifying Holiday Loan is funded, you'll be entered into the next business day’s eligible drawing and remain in the drawing pool until you win or the promotion ends. The earlier you fund, the more chances you'll have to win!

  • No. Each eligible member can win one prize during the promotion. Once you're selected as a winner, you'll be removed from future drawings.

  • No. The promotion applies to qualifying new, unsecured Holiday Loans only. Refinances of existing FWCCU loans and increases to existing loans are not eligible.

  • No! Winners do not need to be present for the drawings. FWCCU will contact winners directly.

  • Visit our 12 Days of Giveaways Official Rules for complete promotion details, eligibility requirements, and disclosures.

Disclosures:

Promotion valid November 1–December 23, 2026. Eligibility limited to FWCCU members age 18 or older who fund a new, unsecured FWCCU Holiday Loan during the promotional period. Existing FWCCU loan refinances, loan increases, and other loan types are excluded. Only primary borrowers qualify. Members receive one entry into each remaining drawing beginning with the next scheduled drawing after funding. Drawings held December 9–24, 2026. Limit one entry and one prize per member. Winners are removed from subsequent drawings. Twelve prizes totaling $750. All loans are subject to credit approval and loan amounts and terms may vary based on creditworthiness. See fwccu.org/holiday-loan-terms for complete terms and conditions. Federally insured by NCUA. Equal Housing Lender.