Balance Transfer


Transfer high balances and save!

No balance transfer fee

Why continue paying high interest rates on the store cards or other credit cards in your wallet? Take control of your debt and transfer the balances to your low-rate Fort Worth Proud Visa Credit Card and begin saving immediately.

It's easier than 1...2...3!

1. Log in to Home Banking and transfer funds from your Fort Worth Proud Visa to your FWCCU Checking or Share Account. Then use online Bill Pay/ACH transfer service to send money to the accounts you wish to pay off, or pay the bill directly on their website.

     -OR-

2. Complete this online balance transfer form. You'll need the account name, number and balance information of those accounts you wish to pay off with your Fort Worth Proud Visa Card. You may also call or text a loan officer at 817.732.2803 for assistance with your balance transfer.

     -THEN-

3. Enjoy the time and money saving benefits of a free-free balance transfer to your low-rate Fort Worth Proud Visa Credit Card!

 


*IMPORTANT BALANCE TRANSFER INFORMATION:  APR = Annual Percentage Rate. You should not rely on a balance transfer to be made by any particular date. Although most balance transfers will be made sooner, it may take up to 4 weeks for payments made by check to be processed. Accordingly, you should continue to make all required payments until you confirm that the balance transfer has been made. Fort Worth City Credit Union (FWCCU) is not responsible for any charges you may incur on your other account as a result of a balance transfer request. Balance transfer requests may not exceed your available credit at the time we receive your request. Interest will begin accruing on the date of the advance/transfer. Balance transfers are not valid for payment of FWCCU loans or FWCCU Visa card balances. There are no additional fees assessed by FWCCU associated with transferring your balances with this offer. Certain fees, such as an overall minimum finance charge, may be imposed. We will not close your other accounts, even if you transfer the entire balance- please contact other creditors directly.  FWCCU reserves the right to decline to process any balance transfer request for any reason, within applicable law(s). This information is not an offer to extend consumer credit as defined by Section 1026 of Regulation Z. All rates, terms, and special offers are subject to change. Approvals subject to FWCCU lending guidelines. If used, credit score is based on Fair Isaacs score from credit reporting agency. See Cardholder Agreement for additional information. Contact the Credit Union for full details.