Personal Loans

Try a Personal Loan with Fort Worth City Credit Union. It’s easy to apply, and qualified borrowers need only a signature as collateral. It’s simple, quick, and convenient! Our loan benefits include:

• Simple applications - online, in person, or over the phone.
• Loans up to $25,000.00
• Fixed rate loans
• No collateral needed
• Competitive rates
• Security and exceptional service from FWCCU
• Convenient ways to pay - through payroll deduction or transfers

Use your loan to cover personal expenses, take a vacation, or consolidate bills. You’ll get the money you need, when and how you need it. Apply online now.

Fort Worth City Credit Union can assist you in getting the cash you need for the holiday or vacation of your dreams! Holiday or Vacation loans are signature loans with a maximum term of only 12 months, so you can have everything paid off by the following year. This won't leave you drowning in debt - or interest! It’s easy to apply, and qualified borrowers need only a signature as collateral. It’s simple, quick, and convenient! Other benefits include:

• Simple applications - online, in person, or over the phone.
• No maximum loan amount
• Terms up to 12 months
• No collateral needed
• Competitive rates
• Convenient payment options

Use your loan to cover holiday or vacation expenses, instead of charging them to a high-interest rate credit card. You’ll get the money you need, when and how you need it. Apply online now.

SMARTChoice - A PAYDAY LOAN ALTERNATIVE

Need cash fast? Don’t turn to some cash advance or payday loan store that can charge you super-high interest rates! Make the smart choice with SMARTChoice - a Payday Loan Alternative. Turn to Fort Worth City Credit Union, the Credit Union that you know and trust! Our SMARTChoice Payday Loan Alternative offers repayment terms up to 90 days at 18% APR* that will get you the cash you need for a personal emergency, extra pocket cash, or money to pay off bills! All you need to qualify is:

• To be 18 years of age or older
• Have an active FWCCU checking account for 90 days with direct deposit (net pay) from your primary employer
• Proof of employment for the past 6 months
• Proof of income of at least $1000.00/month
• Have no more than 2 payday loans, and are not in the process of filing bankruptcy
• A $20.00 non-refundable application fee, regardless of approval
• SMARTChoice loans must be paid in full for 14 calendar days prior to other loan funds being disbursed

Limits:

• Members for less than a year can borrow up to $750.00 with a 90-day maximum repayment term
• Members for more than one year can borrow up to $1000.00 with a 120-day maximum repayment term
• There is a maximum of up to 4 SMARTChoice loans per calendar year/per member

Make the SMARTChoice for your payday loan needs and apply today! Call 817.732.2803 for more information, or visit the Credit Union to see your SMARTChoice Loan Officer today!

*APR = Annual Percentage Rate. SMARTChoice loans may require a minimal credit check to view other payday lender activity and/or bankruptcy. Being 10 or more days delinquent on a SMARTChoice loan may disqualify you for future SMARTCHoice loans. SMARTChoice loans must be paid in full for 14 calendar days prior to other loan funds being disbursed. There is a maximum of 4 (four) SMARTChoice loans per calendar year, per member, and loan amount cannot exceed more than 50% of monthly gross income or the maximum amount of $750.00/$1000.00.

You can borrow for anything you want or need, and use your Fort Worth City Credit Union Savings Account or Certificate of Deposit Account as collateral. Secured loans are a great way to get a lower rate than our other loan options.

OTHER BENEFITS OF A SHARE/CD SECURED LOAN INCLUDE:

• Your account continues to earn interest that will greatly offset the low cost of the loan
• Your principal and earnings are intact and available to you at maturity
• Secured loan rates start at 2.5% APR* above the rate of Savings/CD Account
• Many convenient ways to apply - in person, online, or by phone

APPLY ONLINE NOW!