Deposit Rates

  • Share/Savings Accounts

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    Share/Savings Accounts Rate APY*
    Regular Shares and Non-Profit Shares 0.75% 0.75%
    High Yield Savings 2.75% 2.78%
    CU Varsity and CU Super Saver Youth Shares 0.75% 0.75%
    IRA Shares 0.90% 0.90%
    Christmas, Vacation, and Special Club 1.00% 1.00%
    Business Savings 0.25% 0.25%
    Escrow Shares 0.15% 0.15%

  • Interest-Bearing Checking Accounts

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    Interest-Bearing Checking Accounts Rate APY*
    Rewards Checking 0.25% 0.25%
    CU Varsity Youth Checking 0.25% 0.25%

  • Certificates of Deposit

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    Certificates of Deposit Rate APY*
    6-Month Share CD 3.52% 3.58%
    12-Month Share CD/Save-to-Win CD 3.57% 3.63%
    24-Month Share CD 3.75% 3.82%
    36-Month Share CD 3.82% 3.89%
    60-Month Share CD 3.90% 3.97%

  • Junior Jumbo Certificate ($50K-$95K)

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    Junior Jumbo Certificate ($50K-$95K) Rate APY*
    6-Month Jr Jumbo Share CD 3.57% 3.63%
    12-Month Jr Jumbo Share CD 3.62% 3.68%
    24-Month Jr Jumbo Share CD 3.80% 3.87%
    36-Month Jr Jumbo Share CD 3.87% 3.94%
    60-Month Jr Jumbo Share CD 3.95% 4.02%

  • Jumbo Certificate ($95K+)

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    Jumbo Certificate $95K+ Rate APY*
    6-Month Jumbo Share CD 3.62% 3.68%
    12-Month Jumbo Share CD 3.67% 3.73%
    24-Month Jumbo Share CD 3.85% 3.92%
    36-Month Jumbo Share CD 3.92% 3.99%
    60-Month Jumbo Share CD 4.00% 4.07%

  • IRA Certificates of Deposit

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    IRA Certificates of Deposit Rate APY*
    6-Month IRA Share CD 3.62% 3.68%
    12-month IRA Share CD 3.67% 3.73%
    24-Month IRA Share CD 3.85% 3.92%
    36-Month IRA Share CD 3.92% 3.99%
    60-Month IRA Share CD 4.00% 4.07%

Effective 8/04/2026.

Disclosure: APY = Annual Percentage Yield. All rates are subject to change without notice. All Fort Worth City Credit Union accounts are insured up to $250,000 by NCUA. Additional deposit account insurance of up to $250,000 is provided by ESI, a licensed insurance company.