Conventional Vehicle Loans


Drive Away with our Conventional Vehicle Loans!  

Are you in the market for a new or used car, boat, or RV?  Fort Worth City Credit Union is here for you!  Our conventional loans are what you typically think of when you think of an auto loan: a loan for a vehicle that is secured by the title of the financed vehicle and offers a low, fixed interest rate and a set payment amount for the life of the loan.

Shop smart by using our new AutoSMART online service, so you can shop conveniently online on your time. It’s fast and designed to save you time and money in the car-buying process.  We also offer:

  • Competitive auto loan rates

  • Quick and easy online auto loan application

  • GAP Coverage for added peace of mind

  • Extended Warranties that can be financed into your new auto loan, or worked into your existing auto loan without raising your current payments

  • Debt cancellation coverage in case of unexpected loss of income due to job loss, illness, or death

  • Discounts for members on auto insurance through TruStage

Shop, apply, & close at the dealership

Now you can also close your auto loan with Fort Worth City Credit Union while you're still at the dealership! Fort Worth City Credit Union has expanded our lending program, allowing members of FWCCU to finance their vehicles through FWCCU without ever leaving the auto dealership. That’s right - you can shop, apply, and sign on the dotted line all in one place. It's as easly as 1 - 2- 3:

  1. Visit a participating dealer and find the car of your dreams

  2. Let the financing manager know you're a member of FWCCU

  3. Complete the paperwork and drive away happy!


*APR quoted "as low as" and are subject to change. Must qualify for the lowest rate. Payments on an Auto Loan of $25,000 financed at 6.24% APR for 60 months would be $486.11 per month or $19.44 per $1,000 borrowed. The term of repayment affects the monthly payment obligation. Contact credit union for complete details. 


Why Choose Fort Worth City Credit Union for Your Vehicle Financing?

Discover the Advantage of Partnering with Us for Your Auto Financing Needs

When it comes to financing your next car, boat, or RV, Fort Worth City Credit Union offers more than just standard auto loans. Our commitment to providing tailored financing solutions means you get a loan that fits your specific needs and budget.

Tailored Loan Options for Every Buyer

Whether you're a first-time buyer, looking to upgrade to a larger vehicle, or interested in recreational vehicles, we have a range of options to suit every lifestyle. Our flexible loan terms and competitive interest rates ensure that your auto financing experience is stress-free and affordable.

Innovative Online Tools for an Enhanced Experience

Our AutoSMART online service revolutionizes the car-buying process, making it easier and more convenient than ever before. With this tool, you can compare vehicles, research models, and even find your dream car from the comfort of your home.

Added Benefits for Complete Peace of Mind

Beyond the loan, we offer GAP coverage, extended warranties, and debt cancellation coverage for unexpected life events. These additional services provide the security and peace of mind you need when investing in a new vehicle.

Expert Financial Assistance Just a Call Away

Our team of knowledgeable financial advisors is always ready to assist you. Whether you need help understanding loan terms or navigating the application process, we're here to provide the guidance and support you need.


Join Fort Worth City Credit Union Today

Become a member of Fort Worth City Credit Union and enjoy the benefits of being part of a community that prioritizes your financial well-being. Join now and take the first step towards owning your ideal vehicle with confidence and ease.