About Us


Our History

Fort Worth City Credit Union got its start in 1929, during the height of the Great Depression. Fort Worth Municipal employees came together with a simple but powerful idea: pool their money to help each other. From a desk drawer in the basement of City Hall, they built a credit union to provide affordable loans to fellow employees when banks weren’t an option. It was coworkers helping coworkers—people helping people.

That same spirit still drives us today. What began with a few city workers and a whole lot of determination has grown into a not-for-profit financial cooperative with more than 15,000 members and over $300 million in assets. While the desk drawer is long gone, our mission hasn’t changed: offer better rates, fewer fees, and real financial support that helps our members get more out of their money—and their lives.

2024 Annual Report

94th Annual Meeting Minutes

Ownership

Joining Fort Worth City Credit Union is easy—just a $25 deposit gets you started. As a member, you’re never just a number—you get a vote, a say, and the power to help shape how we operate. You even help elect the volunteers who serve on our board and guide our policies.

When we do well, so do you. After covering our day-to-day costs, we return profits to our members through better savings rates, lower loan rates, and fewer fees.

Want to get smarter about your money? From budgeting tips to understanding how credit unions stack up against banks, our blog has you covered.

Mission Statement

We will continuously strive to improve the financial health of our member-owners through accounts, loans, and service delivery that exceed expectations.

Who can join FWCCU?

Membership in this Credit Union is limited to those persons, including incorporated and unincorporated organizations, who have the following definable community of interests: 

  • Employees or retirees of the City of Fort Worth

  • Employees or retirees of MedStar

  • Employees or retirees of museums within the City of Fort Worth including Amon Carter, Kimbell Art Museum, and the Science & Technology Museum

  • Employees or retirees of specific companies that contract with the City of  Fort Worth to provide services on an ongoing basis, including the Fort Worth Zoological Association, Waste Management, Retirement Office, and Stock Show

  • Persons who live, work, attend school, or worship in Tarrant, Denton, Johnson, Parker and Wise County

  • Any relative of a current member

Once your eligibility is confirmed, you can open your membership Savings Account with a minimum deposit of $25. This account is your key to joining Fort Worth City Credit Union. After it's set up and funded, you’ll have access to everything else we offer—like Checking Accounts, Loans, Investment options, and more.