Financial Education

Financial Education Classes

Do you need help planning for retirement, setting financial goals, or buying a new home? We can help! Fort Worth City Credit Union offers free financial education webinars and in-person classes for members on a variety of topics, ranging from Retirement Planning to Homebuyers Education to Credit Repair and more.

Upcoming Financial Education Classes in 2026

Tuesday, May 12 @ 11:30 am - 12:30 pm
Lunch ‘n’ Learn: Understanding DROP & Using it in Your Retirement Plan

Join our CU Wealth Management Advisors for a lunch ‘n’ learn on Tuesday, May 12 at 11:30 AM – 12:30 PM CST on the topic of Understanding DROP (Deferred Retirement Option Program): How It Works and How It Can Strengthen Your Retirement Plan. This session is designed specifically for City of Fort Worth employees looking to make the most of their retirement benefits. A complimentary lunch will be provided for those who RSVP in advance.

Who Should Attend:
• City of Fort Worth employees eligible for DROP
• City Employees approaching retirement within the next 5–10 years
• City Employees looking to maximize their retirement benefits and income strategy

What You’ll Learn:
• How the DROP program works and key eligibility requirements
• How to evaluate whether DROP fits into your retirement timeline
• Strategies to use DROP as a powerful tool alongside your overall retirement plan

The presentation will include a question & answer session hosted by Steve Namy, Financial Advisor at CU Wealth Management.

Register online at fwccu.org/register-now. Seating is limited, and registration is required, so make your reservations today. This class will be held in the meeting room at Fort Worth City Credit Union, 2309 Montgomery Street. Lunch will be provided for all attendees that RSVP in advance. Dates may be subject to change.

Program and lunch provided by CU Wealth Management financial advisors Steve Namy and Brian Rudloff.

Wednesday, May 13 @ 1:00 PM CT
Webinar: Emotionally Healthy Spending

Whether you're working to set clearer financial boundaries with loved ones, hoping to curb impulse purchases, or simply wanting to feel less anxious about money, you’re not alone. Join us on Wednesday, May 13 @ 1:00 PM CT for an empowering session on emotionally healthy spending. This webinar will introduce practical strategies to reduce financial stress and help you build a healthier, more confident relationship with your finances.

What You Will Learn:

Practical strategies for building a healthier relationship with money
Tips for navigating uncomfortable or emotional money conversations
Simple ways to reduce financial stress and feel more in control

Who Should Attend?

Anyone who wants to feel more confident and balanced with money
Anyone feeling stressed or overwhelmed by their finances
Anyone preparing for a tough conversation about money

Presented by our partners at GreenPath Financial Wellness, a nationwide nonprofit. Everyone who registers will receive a link to the webinar recording, even if you are unable to attend.

Wednesday, June 10 @ 1 PM CT
Webinar: Homebuyer Hacks

Is purchasing a home on your list of financial goals? Let us help you become educated and empowered to navigate the home buying process with confidence. Join us on Wednesday, June 10 @ 1 PM CT for a webinar that will provide you with a roadmap of the steps you will take on your journey to becoming a homeowner, wherever you are at in the process.

Who should attend?

First-time homebuyers
Anyone who hasn’t purchased a home recently
Those providing guidance to homebuyers

What you will learn:

Steps to take in preparation for purchasing a home
Mortgage basics such as financing options, the loan application process, and closing the loan
Keys for successful homeownership beyond closing day

Presented by our partners at GreenPath Financial Wellness, a nationwide nonprofit. Everyone who registers will receive a link to the webinar recording, even if you are unable to attend.

Greenpath Financial Wellness

Fort Worth City Credit Union cares about your financial well-being. That’s why we have partnered with Greenpath Financial Wellness to provide you with access to free, one-on-one counseling, debt management services, and financial education tools.

What is GreenPath?

GreenPath has been empowering people to live financially healthy lives since 1961.

Free financial counseling: GreenPath offers free financial counseling and debt counseling without a sales pitch. Our caring, certified experts will partner with you to explore options for achieving your financial goals. everyone receives a personalized action plan.
Debt management plans: If you’re stressed about credit card debt, GreenPath may work with your creditors to develop a mutually agreeable payment plan to stop collection calls, lower interest rates, and save you lots of money.
Housing services: GreenPath’s housing experts offer foreclosure prevention services, homebuyer preparation assistance, and reverse mortgage counseling.
Student loan counseling: Concerned about student loans? GreenPath will guide you through all the student loan repayment options that can postpone or lower your payments. Learn the pros and cons of each strategy so you can make an informed decision on which is best for you.
Credit report review: Learn how to better understand your credit report and how to manage your score.
Financial education: LearningLab+ is your online source for free eCourses, videos, webinars, articles, and other financial education resources.

Visit GreenPath Financial Wellness, call 877-337-3399, or fill out the form below to request a call from a counselor to get started on your path to financial wellness today.

Latest Scams/Fraud Info

Recognize the Signs of a Scam

First and foremost, remember that FWCCU will never contact you and ask you to provide your full card number, online banking login credentials or security codes, social security number, or other personal information over the phone. Even if the call appears to come from the credit union, hang up and call the credit union directly to verify before providing any further information.

Recognizing the signs of a scam is crucial in safeguarding your financial well-being. Here are key indicators to be mindful of:

Unsual Requests: Spoofing calls will often look like they are coming from the credit union phone number. They will tell you not to hang up or instruct you to not call the credit union directly.
Locking You Out of Digital Banking: Popular Scams right now involve getting you to share your 2FA security codes, then locking you out of your digital banking while they take over your account and drain your money. You will start receiving emails saying your password has changed and your account has been logged in to. A spoof caller will tell you to disregard. DO NOT DISREGARD. Hang up and call the credit union directly to stop this fraud immediately.
Security Alerts and Emails: If you begin receiving security alerts saying your password has been changed, or your account has been accessed by another device and it was not you, contact the credit union immediately. Even if you believe you may be talking to a credit union representative, hang up and call the credit union directly.
Unusual Email Addresses: Phishing emails often come from addresses that mimic legitimate institutions but contain slight variations or misspellings. Carefully inspect the sender's email address, and be wary of messages from unfamiliar or suspicious sources.
Urgency and Threats: Scammers commonly create a sense of urgency to manipulate victims into quick action. Be skeptical of calls or emails that threaten dire consequences unless you provide payment or sensitive information promptly. Legitimate businesses and institutions do not use such tactics.
Unexpected Attachments or Links: Avoid clicking on unexpected attachments or links, especially in emails requesting personal or financial information. Legitimate organizations usually don't ask you to provide sensitive data through email links.
Generic Greetings: Phishing emails often use generic greetings like "Dear Customer" instead of addressing you by your full name, and may say “Your Bank” or “Your Credit Union” instead of specifying the institution name.
Spelling and Grammar Errors: Phishing attempts may contain noticeable spelling and grammar mistakes. Reputable organizations typically maintain a high standard of communication, making errors a potential red flag.
Fake Websites: Be cautious of websites that appear to be legitimate but have subtle differences in the URL. Check for secure connections (https://) and ensure the website's address matches the official domain of the business.
Unexpected Account Activity: If you receive notifications about account activity that you didn't initiate, it could be a sign of a phishing attempt. Monitor your accounts regularly and report any suspicious transactions to FWCCU immediately.
Requests for Personal Information: Legitimate organizations rarely ask for sensitive information, such as passwords or Social Security numbers, via email. Be wary of any email requesting such details, and confirm the legitimacy of the request by contacting the institution directly.
Too Good to Be True Offers: Phishing scams may entice victims with offers that seem too good to be true, such as winning a lottery, high-paid work from home jobs, or receiving unexpected refunds. Exercise caution and verify the authenticity of such claims.
Inconsistent Branding: Pay attention to the branding consistency in emails. Phishing attempts may use altered logos or mismatched colors. Compare the email to previous communications from us to identify irregularities.

Staying vigilant and informed is paramount in the battle against phishing scams. By recognizing these warning signs, you can take proactive measures to protect your financial information and maintain a secure online presence. Always verify suspicious emails or messages by contacting FWCCU directly through official channels before divulging any sensitive information.

What Can I Do If I Am a Victim

Report the scam. If you have been a victim of fraud or a scam, you should report this to the FTC online (www.reportfraud.ftc.gov ) or by phone at 1-877-382-4357 and report it to the FBI at Internet Crime Complaint Center. Reporting these crimes can assist not only in recovery put prevention of future crimes. For additional information about popular scams, how to avoid them and what to do if you are a victim, visit https://www.usa.gov/scams-and-fraud.
Collect as many details as possible. Full telephone numbers including area codes are essential for any telephone scam investigation. Never call a potentially fraudulent number. Law enforcement and local communication companies may be in the middle of an investigation that will be compromised if the fraudsters become suspicious.
If you used a wire transfer to pay a con artist, you should contact the wire transfer company. The MoneyGram Customer Care Center is 1-822-926-9400. The Western Union Fraud Hotline is 1-800-448-1492.
The I.R.S. contact people by U.S. mail, never by phone, email or text. If you receive a suspicious email claiming to be from the agency, do not open attachments, or click on links. Forward it to phishing@irs.gov.

Other Ways to Protect Yourself from Fraud

There are several things to remember in order to protect yourself from fraud:

Never reply to phone calls, emails, or text messages that ask for your full card number, PIN, online banking credentials or security codes, or ask you to go to a website to enter this information.
If you receive a suspicious call or text, don’t provide any personal information, and don’t engage with the caller.
If you suspect your debit or credit card is lost or stolen, report it immediately. Call us at 817-732-2803 or contact card services directly at 888-297-3416.
Be sure to keep FWCCU informed if you are going to be traveling or making a large purchase.
Familiarize yourself with FWCCU’s phone number, website and logo
If you ever receive any correspondence that claims to be from us that just doesn’t look or feel right to you, please do not hesitate to give us a call at 817-732-2803. We will be able to confirm or deny the communication attempt. Your personal and financial security is worth the effort!

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Financial Education