Financial Education

Financial Education Classes

Do you need help planning for retirement, debt management, or buying a new home? We can help! Fort Worth City Credit Union offers free financial education webinars and in-person classes for members on a variety of topics, ranging from Retirement Planning to Homebuyers Education to Credit Repair and more.

Upcoming Financial Education Classes in 2025

WEBINAR: Making the Most of Your Tax Refund
Wednesday, March 19 @ 1:00 - 1:45 pm CST

Are you one of the many Americans who receive a sizable tax refund each year but aren’t quite sure how to make the best use of it? If you find yourself wondering where last year’s refund went and want to make different choices this time around, this webinar is for you!

Join us on Wednesday, March 19 at 1:00 pm CST to dive into a variety of strategies for making your tax refund work harder for you. Whether you’re looking to build up your savings, pay off debt, or invest in your future, you’ll leave with actionable tips and ideas to help you make decisions that benefit you both now and in the long run.

Who should attend:

Anyone expecting a tax refund this year
Anyone who would like to use their refund to reach their financial goals
Anyone who wants to make strategic decisions with these dollars

What you will learn:

The role behavioral economics plays in how you handle your refund
How to prioritize these dollars to strengthen your financial foundation
Strategies for prioritizing based on your financial goals

To register for this free webinar, click HERE. Can’t make the live webinar? Register anyway, and we’ll send you a link to the recorded webinar afterwards!

LUNCH ‘N’ LEARN: CU Wealth Management
Tuesday, April 8 @ 11:30am - 12:30pm CT

Join our CU Wealth Management Advisors for a lunch 'n' learn on Tuesday, April 8 at 11:30 AM -12:30 PM CST on the topic of Playing It Safe: Conservative Investments in a Volatile Market. A complimentary lunch will be provided for those who RSVP in advance.

Who Should Attend:

Anyone interested in learning about conservative investment options and strategies.
Individuals concerned about managing investments in a volatile market.
Those looking for guidance on how to balance their investment portfolio with safer options.

What You'll Learn:

Different types of lower-risk investment options and how they work.
How conservative investments can fit into your overall investment strategy.
Practical insights on managing investments in today’s uncertain market.

This casual session will be hosted by Steve Namy, Financial Advisor at CU Wealth Management. Don't miss this opportunity to gain insights into the conservative side of the investment allocation pie.

Register online at fwccu.org/register-now. Seating is limited, and registration is required, so make your reservations today. This class will be held in the meeting room at Fort Worth City Credit Union, 2309 Montgomery Street. Lunch will be provided for all attendees that RSVP in advance. Dates may be subject to change.

Program and lunch provided by CU Wealth Management financial advisors Steve Namy and Brian Rudloff.

WEBINAR: Estate Planning 101 with LMCUR Trust & Will
Wednesday, April 16 @ 5:00 CT

Are you looking to take control of your estate planning and secure your legacy? If you’ve been putting off creating or updating your estate plan, this upcoming webinar is perfect for you!

Join us on Wednesday, April 16, 2025, at 5:00 PM CT for a LIVE Estate Planning 101 Webinar. Hosted by Craig M. Parker, Assistant General Counsel at Trust & Will, this session is specifically designed for credit union members and will discuss how to take advantage of the Love My Credit Union Rewards Trust & Will program to create your estate plan.

In this informative webinar, you will learn:

Why estate planning is crucial
The key differences between a Will and a Trust
How to protect your legacy with a comprehensive estate plan
Exclusive member discounts on estate planning services

This webinar is ideal for anyone who:

Wants to ensure their assets are handled according to their wishes
Is looking to create a solid estate plan or update an existing one
Desires a better understanding of the legal tools available to protect their legacy

Don’t miss out on this opportunity to gain valuable insights and take action toward securing your future. Click here to register for the webinar and start your journey to a more secure and organized estate plan.

Greenpath Financial Wellness

Fort Worth City Credit Union cares about your financial well-being. That’s why we have partnered with Greenpath Financial Wellness to provide you with access to free, one-on-one counseling, debt management services, and financial education tools.

What is GreenPath?

GreenPath has been empowering people to live financially healthy lives since 1961.

Free financial counseling: GreenPath offers free financial counseling and debt counseling without a sales pitch. Our caring, certified experts will partner with you to explore options for achieving your financial goals. everyone receives a personalized action plan.
Debt management plans: If you’re stressed about credit card debt, GreenPath may work with your creditors to develop a mutually agreeable payment plan to stop collection calls, lower interest rates, and save you lots of money.
Housing services: GreenPath’s housing experts offer foreclosure prevention services, homebuyer preparation assistance, and reverse mortgage counseling.
Student loan counseling: Concerned about student loans? GreenPath will guide you through all the student loan repayment options that can postpone or lower your payments. Learn the pros and cons of each strategy so you can make an informed decision on which is best for you.
Credit report review: Learn how to better understand your credit report and how to manage your score.
Financial education: LearningLab+ is your online source for free eCourses, videos, webinars, articles, and other financial education resources.

Visit GreenPath Financial Wellness, call 877-337-3399, or fill out the form below to request a call from a counselor to get started on your path to financial wellness today.

Latest Scams/Fraud Info

Recognize the Signs of a Scam

First and foremost, remember that FWCCU will never contact you and ask you to provide your full card number, online banking login credentials or security codes, social security number, or other personal information over the phone. Even if the call appears to come from the credit union, hang up and call the credit union directly to verify before providing any further information.

Recognizing the signs of a scam is crucial in safeguarding your financial well-being. Here are key indicators to be mindful of:

Unsual Requests: Spoofing calls will often look like they are coming from the credit union phone number. They will tell you not to hang up or instruct you to not call the credit union directly.
Locking You Out of Digital Banking: Popular Scams right now involve getting you to share your 2FA security codes, then locking you out of your digital banking while they take over your account and drain your money. You will start receiving emails saying your password has changed and your account has been logged in to. A spoof caller will tell you to disregard. DO NOT DISREGARD. Hang up and call the credit union directly to stop this fraud immediately.
Security Alerts and Emails: If you begin receiving security alerts saying your password has been changed, or your account has been accessed by another device and it was not you, contact the credit union immediately. Even if you believe you may be talking to a credit union representative, hang up and call the credit union directly.
Unusual Email Addresses: Phishing emails often come from addresses that mimic legitimate institutions but contain slight variations or misspellings. Carefully inspect the sender's email address, and be wary of messages from unfamiliar or suspicious sources.
Urgency and Threats: Scammers commonly create a sense of urgency to manipulate victims into quick action. Be skeptical of calls or emails that threaten dire consequences unless you provide payment or sensitive information promptly. Legitimate businesses and institutions do not use such tactics.
Unexpected Attachments or Links: Avoid clicking on unexpected attachments or links, especially in emails requesting personal or financial information. Legitimate organizations usually don't ask you to provide sensitive data through email links.
Generic Greetings: Phishing emails often use generic greetings like "Dear Customer" instead of addressing you by your full name, and may say “Your Bank” or “Your Credit Union” instead of specifying the institution name.
Spelling and Grammar Errors: Phishing attempts may contain noticeable spelling and grammar mistakes. Reputable organizations typically maintain a high standard of communication, making errors a potential red flag.
Fake Websites: Be cautious of websites that appear to be legitimate but have subtle differences in the URL. Check for secure connections (https://) and ensure the website's address matches the official domain of the business.
Unexpected Account Activity: If you receive notifications about account activity that you didn't initiate, it could be a sign of a phishing attempt. Monitor your accounts regularly and report any suspicious transactions to FWCCU immediately.
Requests for Personal Information: Legitimate organizations rarely ask for sensitive information, such as passwords or Social Security numbers, via email. Be wary of any email requesting such details, and confirm the legitimacy of the request by contacting the institution directly.
Too Good to Be True Offers: Phishing scams may entice victims with offers that seem too good to be true, such as winning a lottery, high-paid work from home jobs, or receiving unexpected refunds. Exercise caution and verify the authenticity of such claims.
Inconsistent Branding: Pay attention to the branding consistency in emails. Phishing attempts may use altered logos or mismatched colors. Compare the email to previous communications from us to identify irregularities.

Staying vigilant and informed is paramount in the battle against phishing scams. By recognizing these warning signs, you can take proactive measures to protect your financial information and maintain a secure online presence. Always verify suspicious emails or messages by contacting FWCCU directly through official channels before divulging any sensitive information.

What Can I Do If I Am a Victim

Report the scam. If you have been a victim of fraud or a scam, you should report this to the FTC online (www.reportfraud.ftc.gov ) or by phone at 1-877-382-4357 and report it to the FBI at Internet Crime Complaint Center. Reporting these crimes can assist not only in recovery put prevention of future crimes. For additional information about popular scams, how to avoid them and what to do if you are a victim, visit https://www.usa.gov/scams-and-fraud.
Collect as many details as possible. Full telephone numbers including area codes are essential for any telephone scam investigation. Never call a potentially fraudulent number. Law enforcement and local communication companies may be in the middle of an investigation that will be compromised if the fraudsters become suspicious.
If you used a wire transfer to pay a con artist, you should contact the wire transfer company. The MoneyGram Customer Care Center is 1-822-926-9400. The Western Union Fraud Hotline is 1-800-448-1492.
The I.R.S. contact people by U.S. mail, never by phone, email or text. If you receive a suspicious email claiming to be from the agency, do not open attachments, or click on links. Forward it to phishing@irs.gov.

Other Ways to Protect Yourself from Fraud

There are several things to remember in order to protect yourself from fraud:

Never reply to phone calls, emails, or text messages that ask for your full card number, PIN, online banking credentials or security codes, or ask you to go to a website to enter this information.
If you receive a suspicious call or text, don’t provide any personal information, and don’t engage with the caller.
If you suspect your debit or credit card is lost or stolen, report it immediately. Call us at 817-732-2803 or contact card services directly at 888-297-3416.
Be sure to keep FWCCU informed if you are going to be traveling or making a large purchase.
Familiarize yourself with FWCCU’s phone number, website and logo
If you ever receive any correspondence that claims to be from us that just doesn’t look or feel right to you, please do not hesitate to give us a call at 817-732-2803. We will be able to confirm or deny the communication attempt. Your personal and financial security is worth the effort!

Financial Education