Holiday Skip-a-pay

Ho-Ho-Hold that payment!

Give your wallet a holiday break with our Holiday Skip-a-Pay

This December, you can skip your eligible* loan payment and free up extra cash right when you need it most. Whether it’s for gifts under the tree, festive feasts, or a holiday getaway, you’ll have more room in your budget to make the season merry and bright.

Log in to Digital Banking and click the Payments link in the left menu, then choose Skip-a-Payment from the drop-down to enroll now! You must enroll prior to your December loan due date.

 F.A.Q.’s

  • On a computer, the link will be in the left hand menu. In the app, the left menu will be collapsed and you will be need to click the three lines in the top left hand corner.

    Click the “Payments” link, and a small drop-down menu will appear. Choose Skip a Payment from the drop-down menu.

    If you have multiple eligible loans, you can select them all at once. If you do not select and submit them all at once, you will have to wait until the next business day to resubmit a second request for your remaining eligible loans.

    Agree to the terms and click submit and your skip(s) will be processed automatically.

  • You can enroll on a desktop or through the app.

  • No. If you already submitted a holiday skip-a-pay form in November, your request has already been processed and you do not need to re-enroll through digital banking.

  • If your loan skip is successfully processed, you will not receive a confirmation. If your request is ineligible, you will be contacted by the credit union. For additional questions, contact the loan department at 817-732-2803 option 2.

  • You can only skip a payment once every 12 months. If you have already skipped a payment on your loan this year, you will not be eligible for a skip.

  • You can give us a call at 817-732-2803 or visit us at either of our two branches to fill out a form to enroll.

  • If your payment is made from another bank, you will need to stop or pause the payment from the bank of origin.

  • Not all loans qualify for Skip-a-Pay. Eligibility depends on factors like loan type, payment history, and account standing. Certain loans (such as real estate, credit cards, or recently opened loans) may not be eligible. Please check your loan agreement or contact us if you have questions about your specific loan’s eligibility.


*Skipped payments will apply to the first loan payments due in December and are limited to one monthly, two bi-weekly, four weekly, or two semi-monthly payments. Your loan(s) will be extended to cover the skipped payments, and interest will continue to accrue on the outstanding balance until it is paid in full. This promotion does not apply to delinquent loans, collection loans, real estate loans, insurance loans (automotive or homeowners), SMARTChoice loans, SMARTBuy loans, DriveFWCCU loans, holiday loans, vacation loans, tax loans (for property tax), Fort Worth Proud VISA credit cards, or loans with less than three months of history. Payments made by ACH from another financial institution will need to be stopped by the member. Enrollments must be received at least 3 days prior to the loan due date. No late enrollments will be accepted, and no payments will be reversed due to late enrollments received on or after the due date. Enrollment may be denied at the discretion of the credit union.