Pay A Friend (p2p)

With our Pay A Friend (P2P) payment service for digital banking, you can send money directly from your FWCCU account to someone’s debit card or bank account. Whether you’re reimbursing a friend for lunch, paying for services provided, or sending a monetary gift, P2P is the fastest and easiest way to do it. All you need is the payee’s name and mobile phone number or email. The recipient (payee) will be sent a link to enter their debit card or bank information. Depending on which option they choose, the payment will begin processing immediately, or will take 1-2 business days. You can also send a request for money from anyone with a debit card or bank account using P2P.

Benefits of P2P payments:

• Speed: Money is sent real-time. Your payee will get their money loaded to their bank debit card immediately! If they use their bank account, it can take a day or two for funds to transfer.

• Simplicity: P2P is simple and easy to use for you and your payee. Just enter their contact information and they will receive a text or email notification with easy to follow instructions on how to collect their payment.

• Security: Funds transfers are encrypted and protected by a secret phrase only you and the receiver will know

• Convenience: P2P is already included with digital banking at no additional cost, so you can send and request money whenever you need to without downloading additional apps or providing your sensitive information to a third party application

• Privacy: No need to ask anyone for their account information – just a name and email or cell phone number is all you need!

Transaction limits apply. ACH transfers take 1-2 business days to process. Debit transfers are processed immediately.

Some financial institutions may not allow the use of their debit cards with P2P. If you receive a message that the card is not eligible to receive funds, use the account information option instead to receive the funds.