LEAVING FWCCU.ORG
Scary Good Auto Loan
Don't let these rates haunt your rearview.
Finance a new or used ride — or refinance from another lender — and get a 0.50% APR discount across every rate tier this September and October. Rates drop as low as 4.64% APR. Then scratch your Halloween card for an instant prize. No tricks. All treats.
Rates this good won't linger long
This September and October, every qualifying auto loan gets a 0.50% APR discount across all tiers — bringing rates as low as 4.64% APR after relationship discounts. And because it's the season, every applicant gets a Halloween scratch-off card with a prize. Fund your qualifying auto loan to claim it.
How it works: four steps, zero frights
Summon a quote. Ask about a new, used, or refinanced auto loan.
Watch your rate drop. 0.50% APR discount across every tier, as low as 4.64% APR with relationship discounts.
Claim your scratch-off. Physical card in a branch, digital when you apply online. Reveal your prize on the spot.
Collect your treat. Your prize is awarded the moment your loan funds.
The prizes — Every card is a guaranteed haul.
Instant wins
$25, $50, and $100 gas cards
A complimentary OmniProtect policy
A complimentary GAP policy
Two grand prizes worth the drive
A full year of gas — $100 a month for twelve months
$1,000 toward your auto loan balance
Why finance with FWCCU — Member-first, and that's no illusion.
You're a member, not a number. Local decisions, real people, and relationship discounts you can stack right on top of the promo rate — bringing you down to a scary-good 4.64% APR. Whether it's pumpkin patch runs, tailgates, or a weekend chasing the fall colors, your new ride will get you there.
Ready to roll before the season slips away?
The Scary Good Auto Loan disappears after October 31. Lock in your rate and scratch to win before it fades into the fog. Don't let these rates haunt your rearview.
ONLINE: apply now
BY PHONE: 817.732.2803
Disclosures
APR = Annual Percentage Rate. Promotional offer valid September 1 through October 31, 2026. All loans are subject to credit approval and Fort Worth City Credit Union lending guidelines. Rates and terms are based on individual creditworthiness, loan term, vehicle age, loan-to-value, and other applicable factors and are subject to change without notice. Advertised rate as low as 4.64% APR reflects the promotional 0.50% APR discount and all applicable relationship discounts. Not all applicants will qualify for the lowest advertised rate. Promotional APR discount is available on qualifying new and used vehicle loans and vehicle loans refinanced from another financial institution. Offer does not apply to DriveFWCCU loans or the refinancing of existing FWCCU loans. Other restrictions may apply.
Scratch-off promotion available during the promotional period. Each eligible applicant will receive one scratch-off opportunity per qualifying auto loan application. Each scratch-off reveals a prize; prize is awarded only upon funding of a qualifying auto loan with Fort Worth City Credit Union. Prizes include gas cards valued at $25, $50, or $100; an OmniProtect policy valued from $378 to $795, depending on vehicle and policy type; a GAP policy valued at $795; one year of gas valued at $1,200 ($100 per month for 12 months); or a $1,000 payment toward the qualifying Fort Worth City Credit Union auto loan balance. Odds of receiving any individual prize depend on the total number of eligible scratch-off opportunities and the number of each prize available during the promotional period. Prizes have no cash value and may not be substituted, transferred, or exchanged for cash. Limit one prize per qualifying funded auto loan. Additional restrictions may apply. Visit fwccu.org/scary-good-auto-loan-terms for complete contest terms and conditions.
Membership eligibility required. Fort Worth City Credit Union reserves the right to modify or discontinue this promotion at any time, subject to applicable law. Federally insured by NCUA.