5 Tips to Save on Fall Activities Without Missing the Fun

Fall is one of the best times of the year in North Texas, cooler temps (almost), pumpkin patches, Friday night lights, and holiday prep all rolled into one season. But let’s be real: between family outings, seasonal treats, and holiday shopping creeping up early, fall can get expensive fast.

The good news? You don’t have to skip out on making memories. With a little planning and the right money moves, you can enjoy all the fall vibes while keeping your wallet happy. Whether you’re hanging out in Fort Worth, checking out a pumpkin patch in Parker County, or hitting Halloween town in Denton or a Fall festival in Wise County, these five fall savings tips will help you stay on budget while still making the most of the season.

1. Take Advantage of Free (or Almost Free) Local Events

One of the best perks of living in the Fort Worth area is how many affordable activities happen every weekend. Cities and communities across Tarrant, Parker, Denton, Johnson, and Wise Counties pack the calendar with family-friendly events that don’t cost much, or anything at all.

Look out for:

  • Fall festivals and parades: Many local towns host free parades, art walks, or community fairs.

  • Outdoor concerts: Cooler evenings mean more live music in parks and open-air venues.

  • Farmers markets: Beyond fresh produce, many markets feature seasonal crafts, live music, and kids’ activities.

Budgeting tip: Set aside a small “fall fun” envelope in your budget just for these outings. Even $20–30 a month goes a long way when many events are free.

2. Visit Pumpkin Patches and Farms During Off-Peak Times

Pumpkin patches are basically a North Texas rite of passage every fall but admission, parking, and photo ops can add up. Here’s how to save:

  • Go on weekdays: Many farms in Johnson and Parker County offer discounted weekday entry.

  • Check bundle deals: Some places include hayrides, petting zoos, and pumpkins in one ticket, which is often cheaper than paying separately.

  • Bring your own snacks: Skip pricey concessions and pack water bottles and trail mix.

And don’t forget, your local grocery store pumpkins are just as carve-worthy if you’re looking for something simple and affordable.

3. Plan Affordable At-Home Fall Fun

Sometimes the best memories are made right at home. Hosting your own seasonal activities not only saves money but also lets you customize the experience.

Ideas for affordable activities:

  • DIY movie night: Stream a Halloween classic and pair it with popcorn and hot apple cider.

  • Backyard campfire: If your space allows, grab marshmallows and a blanket for an easy night under the stars.

  • Craft nights: Try DIY wreath-making, pumpkin painting, or baking a fall recipe together.

Budgeting tip: Shop craft supplies or decorations at discount stores, or repurpose what you already own.

4. Bundle Up for Outdoor Adventures

Fall is perfect hiking and picnic weather, and North Texas has no shortage of parks and trails. From Eagle Mountain Lake and Sansom Park Trails Tarrant County to parks in Wise County, you’ll find scenic spots without the price tag of amusement parks or tourist attractions.

Some ideas:

  • Pack a picnic instead of dining out.

  • Explore state parks (many are less than $10 per person).

  • Try scavenger hunts with friends or kids, it’s free and adds an adventurous twist to a regular walk.

Not only is this budget-friendly, but it’s also healthier (bonus points if you’re squeezing in steps before holiday feasts!).

5. Start Budgeting Early for Holiday Season Splurges

Let’s face it, fall is basically the warm-up for holiday spending. Between costumes, Thanksgiving dinners, and early Christmas shopping, costs can sneak up fast. That’s why it’s smart to start setting aside money now.

Ways to prep your budget:

  • Use a digital banking tool to create savings goals (FWCCU members can use SyncUp to track and manage spending).

  • Cut back on one small expense each week, like one less coffee run, and redirect that money into your holiday fund.

  • Plan gift lists early so you can shop smarter and spread purchases out over a few months.

Pro tip: Automating a small transfer into a savings account each payday makes saving effortless.

Fall Fun Without Breaking the Bank

Fall doesn’t have to mean overspending. By including free local events and affordable activities, you can enjoy the season. Smart budgeting helps you avoid stress about money.

At FWCCU, we’re here to help you enjoy life’s seasons while staying financially confident. From budgeting tools to savings accounts designed to keep you on track, we’ve got your back.

So grab your sweater, plan your pumpkin patch trip, and get ready to soak up fall, all while keeping your wallet as cozy as your PSL.

Dominique Phongsavath