5 Projects That Add Value to Your Home

To-Do List, Meet Ta-Da Moment: 5 Projects That Add Value to Your Home

Is your home improvement to-do list looking more like a scroll these days? We get it — between Pinterest boards and reality TV reno shows, it’s easy to dream big. But here’s the good news: you don’t need a reality show budget to make real improvements. With a home equity loan from Fort Worth City Credit Union, your “someday” projects can become “right now” wins.

Whether you’re fixing what’s broken or finally upgrading that ‘90s bathroom, here are five projects that boost your home’s value and your comfort — and yes, they pair perfectly with FWCCU financing.

1. Kitchen Refresh (aka the Real MVP of Your Home)

A full remodel isn’t always necessary to get serious bang for your buck. Even smaller updates like new countertops, modern light fixtures, or energy-efficient appliances can give your kitchen a facelift — and improve resale value down the line.

Ta-Da Tip: A fresh coat of paint and cabinet hardware can make your kitchen look brand new without a full gut job. Your wallet will thank you.

2. Bathroom Upgrade Without the Budget Blowout

If your bathroom still has seashell-shaped sinks or tile in... questionable colors, it might be time for an upgrade. Swapping in a new vanity, updated lighting, and modern tile can turn your bathroom from “meh” to spa-day worthy.

Value Boost: Bathrooms consistently offer one of the best returns on investment for home projects. It’s self-care and smart investing.

3. Create a Functional Home Office or Flex Space

Hybrid work isn’t going away anytime soon. Whether you need a quiet space for Zoom calls or a flex room that can moonlight as a guest room/gym/craft cave, converting unused space can add both convenience and long-term value.

Bonus: Even if you’re not selling soon, future buyers will love a smartly designed work-from-home setup.

4. Energy-Efficient Upgrades That Pay You Back

New windows, upgraded insulation, smart thermostats — these projects may not be glamorous, but they’re money-saving heroes. Lower utility bills, increased comfort, and a big green thumbs-up from the environment? Yes, please.

Pro Move: Bundle several upgrades into one project and use a home equity loan to finance it with a lower rate than high-interest credit cards.

5. Outdoor Living That Makes You Say “Ahhh”

Think decks, patios, pergolas, or even an upgraded fence. A great outdoor space can increase square footage without knocking down a wall. Plus, your summer BBQs will thank you.

Tip: A well-designed yard not only adds curb appeal but can seriously increase your home’s resale value — and your sanity.

Home Equity Loan = Your Project Power Tool

At FWCCU, we believe your home should work for you — not just house your ever-growing collection of Amazon boxes. A Home Equity Loan gives you access to the value you’ve built in your home, so you can take on projects with confidence (and without maxing out your credit cards).

With competitive rates, flexible terms, and quick decisions made by people you trust right here in Fort Worth, we make it easy to turn your ideas into finished projects.

Ready to turn your to-do list into a Ta-Da moment?

Learn more and apply at fwccu.org/real-estate

Fort Worth City Credit Union is an equal opportunity housing lender. In order to provide a full suite of mortgage products and services, Fort Worth City Credit Union (NMLS #547601) has a partnership with Member First Mortgage(NMLS #149532) and may therefore refer some loan types to them.

This information is not an offer to extend consumer credit as defined by Section 1026 of Regulation Z. Certain restrictions do apply, so consult with your Tax Advisor regarding the deductibility of interest.

Home Equity Loan Disclosure: The principal loan amount at the time the loan is made must not exceed an amount that, when added to the principal balances of all other enforceable liens against your home, is more than 80% of the fair market value of your home.