8 Ways to Save (and Still Have Fun!)

Few things stoke wanderlust like longer days and warmer temps. But before you deep dive into summer travel—and your wallet—check out these tips that can help you have fun in the sun without breaking the bank. 

1. Set a Realistic Budget.

Before you hit the open road (or sky…or seas…) consider all the expenses involved, including transportation, accommodation, meals, and activities. Allocate a portion of your budget for unexpected expenses. Having a big picture overview of your financial limitations will steer your decision-making process and make overspending less likely. 

2. Travel Off-Peak.

Take advantage of off-peak seasons or weekdays when prices are often lower. Avoiding popular travel periods can help you secure better deals on flights, accommodations, and attractions. Moreover, you'll be able to enjoy destinations with fewer crowds, enhancing your overall experience.

3. Explore Alternative Accommodations.

Instead of opting for traditional hotels or vacation rentals that often come with cleaning fees, explore alternative accommodations to save money. Consider options such as house-swapping or even house or pet-sitting for friends if your dates are flexible. 

4. Be Flexible with Your Destination.

Explore different destinations based on affordability. Lesser-known or up-and-coming locales can offer rich experiences without the premium rates. Research affordable domestic or international destinations—by being flexible on the ‘where,’ you can uncover hidden gems without shelling out a ton on airfare.

5. Embrace Free and Low-Cost Activities.

Many destinations offer walking tours, public parks, museums with discounted admission rates, or specific days when attractions offer reduced entry fees. Take advantage of natural wonders, public beaches, and hiking trails and engage with locals to discover hidden gems and receive insider tips on affordable attractions and events.

6. Plan Your Meals Wisely.

Splurging on food and drinks is easy, especially when you add in inspiring scenery. Opting for accommodations with kitchen facilities or access to a shared kitchen can save you hundreds. When dining out, plan ahead to avoid tourist trap restaurants with hefty price tags and opt instead for mom ‘n pop shops or street food vendor that offer local flavors and lower prices. 

7. Use Travel Rewards and Discounts.

Have an airline or hotel account? Leverage those travel rewards programs, credit card points, and loyalty programs to your advantage. Additionally, search for discount codes, coupons, and promotions when booking accommodations, flights, and attractions—it literally pays to comparison shop.

8. Consider a summer loan.

If you find that your vacation budget is a little small this year, include a summer loan at Fort Worth City Credit Union in your plans. Don’t put a damper on your summer fun by charging it to a high-rate credit card that’ll leave you drowning in interest.  You’ll get the cash you need up front for the vacation of your dreams.

The reward of travel lies in the experiences, connections, and memories you create, and these don't have to come with a hefty price tag.

This article is shared by our partners at GreenPath Financial Wellness, a trusted national non-profit.